Investing in Life Insurance
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A Lie Settlement is the sale of a Life Insurance Policy.
The Buyer becomes the owner and beneficiary of the policy in exchange for the purchase price.
The insured remains the same
The Buyer pays all future premiums and collects the deth benefit when the Insured dies.
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Life Insurance Policies are Assets that can be traded like any security bringing significant benefitcs to Insureds.
Life Insurance policies ar often a senior citizen’s largest asset and one that can be used to alleviae retirment challenges
Life Settlements provide poicyholders with an abilty to monetize an underutilized asset
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Low Market Correlation: the value of life insurancepolicie increase over time and consistenly generate strong and uncorrelated returns.
Returns: Investing in Life Insurance policies ofer outsized returns for a very limited risk of loss.
Diversification: Funds tipically have exposue to many policies.
Soial Benfit: Provides an option to policy holders to sell their policies for any financial reason.
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Diversification: A fund provides predictable returns by mitigating risks inherent in the life settlement market
Predictable Cash Flows: When a large, diversified portfolio of life settlements is aggregated, the cash flows become very predictable
Exposure to a Growing Market: