Investing in Life Insurance

  • A Lie Settlement is the sale of a Life Insurance Policy.

    • The Buyer becomes the owner and beneficiary of the policy in exchange for the purchase price.

    • The insured remains the same

    • The Buyer pays all future premiums and collects the deth benefit when the Insured dies.

  • Life Insurance Policies are Assets that can be traded like any security bringing significant benefitcs to Insureds.

    • Life Insurance policies ar often a senior citizen’s largest asset and one that can be used to alleviae retirment challenges

    • Life Settlements provide poicyholders with an abilty to monetize an underutilized asset

    • Low Market Correlation: the value of life insurancepolicie increase over time and consistenly generate strong and uncorrelated returns.

    • Returns: Investing in Life Insurance policies ofer outsized returns for a very limited risk of loss.

    • Diversification: Funds tipically have exposue to many policies.

    • Soial Benfit: Provides an option to policy holders to sell their policies for any financial reason.

    • Diversification: A fund provides predictable returns by mitigating risks inherent in the life settlement market

    • Predictable Cash Flows: When a large, diversified portfolio of life settlements is aggregated, the cash flows become very predictable

    • Exposure to a Growing Market:

The Life Settlement Process

Step 1 - Discovery

Step 4 - Underwriting

Step 7 - Purchase

Step 2 - Application

Step 5 - Analysis

Step 8 - Notification

Step 3 - Documentation

Step 6 - Offer

Step 9 - Funds Transfer